Privacy Policy
Effective date: November 4, 2025
Website: www.Yourmortgagebroker.com
Business Name: Universal Mortgage, LLC
At Universal Mortgage, LLC, your privacy is important to us. This Privacy Policy explains how we collect, use, and protect the personal information you share with us when visiting our website, submitting documents, or communicating with our team.
By using this website, you agree to the terms of this Privacy Policy.
1. Introduction
At Universal Mortgage, LLC and employee Kelvin Andrade, your privacy is important to us. This Privacy Policy explains how we collect, use, and protect the personal information you share with us when visiting our website, submitting forms, or communicating with our team.
By using this website, you agree to the terms of this Privacy Policy.
2. Information We Collect
We may collect the following types of information when you visit or interact with our website:
- Personal Information: Name, phone number, email address, mailing address, and any information you provide in online forms or inquiries.
- Financial Information: When applying for a mortgage or pre-qualification, we may request income details, employment information, property details, and related loan documentation.
- Technical Information: IP address, browser type, device type, and browsing activity on our website (collected through cookies or analytics tools).
3. How We Use Your Information
We use the information we collect to:
- Respond to your inquiries and provide personalized mortgage options.
- Process loan applications and communicate with you during the loan process.
- Improve our website, services, and user experience.
- Send relevant updates, offers, or educational materials (you can opt out anytime).
- Comply with legal and regulatory obligations under federal and state mortgage laws.
We will never sell, rent, or share your personal information with third parties for marketing purposes.
4. Sharing Your Information
We may share your information only with:
- Lenders, underwriting partners, or title companies involved in your mortgage process.
- Professional service providers (such as compliance vendors, CRM platforms, or website hosts) who help us operate our business.
- Regulatory or legal authorities if required by law or to protect against fraud or unauthorized access.
All third parties are required to maintain strict confidentiality and data security standards.
5. Cookies and Tracking Technologies
Our website may use cookies and similar technologies to enhance your browsing experience, analyze site performance, and deliver personalized content. You can adjust your browser settings to disable cookies, but some features may not function properly.
6. Data Security
We use secure servers, encrypted connections (SSL), and other reasonable safeguards to protect your personal information from unauthorized access, alteration, disclosure, or destruction.
While we take every precaution to protect your data, no online system can guarantee 100% security.
7. Your Privacy Rights
You have the right to:
- Request access to the personal information we hold about you.
- Request corrections or updates to inaccurate information.
- Opt out of receiving marketing communications.
- Request that your data be deleted, subject to legal and regulatory requirements.
To make a privacy-related request, please contact us using the information below.